Welcome to Federico Embroidery!

Your full-service embroidery service on California's Central Coast.


Prepared for the next loan from us? Apply by Text!

Prepared for the next loan from us? Apply by Text!

As soon as you’ve had one loan it, applying again can be done quickly and conveniently by SMS text message from us and repaid. It couldn’t be any easier.

Request that loan

Just deliver us a text to 60075 using the terms ‘LEND NAME’ along with your surname eg: ‘LEND NAME SMITH’ to share with us that you’re seeking to make an application for another loan. In an instantaneous we’ll conduct a few checks in your account and by text to guide you through the second stage if you’re eligible to apply through our fast track process we’ll get straight back to you.


Choose loan quantity

When you’ve gotten a text confirmation you to text a reply with the words ‘LEND AMOUNT’ and the amount required eg: ’LEND AMOUNT 400’ to confirm how much you want to borrow that you’re eligible, our instructions will prompt. Your application will likely then be examined straight away.


Accept Terms & Conditions

Follow on the URL we sent you to examine and accept the Terms & Conditions.


Get your loan

Aided by the application procedure successfully finished we’ll release and move the funds to your bank also it’s prepared to spend the moment your bank credits your account. That actually is all there is certainly to it.

About us

My Finance Club items are fashioned with today’s needs at heart and you can expect our solution become first rate. We all know essential it really is to help keep cash issues easy and convenient.


Our solution is online from beginning to end. You merely have to determine how much cash you wish to borrow and just how a number of days you will need it for. We’ll then explain to you the entire price of repayment and, once you’re delighted, follow on apply. All we require is some details that are personal banking information; we then vow to deliver a remedy in moments. If authorized we will deliver the funds in mins and can verify whenever cash happens to be delivered. Inside our experience most commonly it is distributed around you by the bank in a maximum of thirty minutes. On your own selected date we collect payment using your debit card, causing you to be to just make sure the needed funds are available in the designated bank-account. To get more information, take a look at How it really works.


We are going to constantly inform you upfront what the cost that is total of are going to be. Our solution features a Representative APR of 1299per cent, a calculation which reflects interest that is total fees during a period of one year. My Finance Club loans are made to be short-term you a clear breakdown of interest and fees so we display a representative example of the cost of our loans to show. Our interest rates meet with the FCA rate cap requirements that are latest, what this means is you may never spend significantly more than 0.8per cent interest each day and do not pay off in interest and costs a lot more than the initial quantity lent. It Works sections if you want to learn more about this please see our FAQ or How. All this info is provided before you apply so you can make an informed judgement about the total cost.


Our dedication to accountable short-term lending is founded on our versatile, simple, reasonable financing policy. We’re in the industry of lending money responsibly, preferring to provide you merely up to you may need just for if you want it. We encourage and let you pay the minimal number of interest by permitting very early payment with no costs or concealed penalty fees. We request you to think cautiously because we do expect you to repay us when you promise to before you apply. For the reassurance, My Finance Club is authorised and controlled by the Financial Conduct Authority – Reference Number (FRN) 674521, ICO Registration Number Z2382153 – so we are entirely British based.